An asset management subsidiary of a French insurance company, driven by an entrepreneurial approach. A player that combines three regimes rarely brought together in a single scope: private wealth, collective and insurance management.

A team of 12 portfolio managers, analysts and members of the finance department works on 40 portfolios covering 13 asset classes: equities, rates, credit, funds, derivatives, real estate, ESG. A demanding scope, both for its diversity and for the need to keep three distinct regulatory frameworks aligned at the same time.

No off-the-shelf tool natively covers the three regimes simultaneously. The classic PMS handles collective management but not insurance; insurance-specific tools do not cover private wealth; and order placement typically happens in a fourth system.

Uncovered needs

• A single cockpit for the three regimes (private + collective + insurance)
• Insurance-specific indicators: cash-flow projection, yield curves, prudential monitoring
• Position tracking in FIFO, LIFO or weighted average cost depending on portfolio type
• Forward-looking cash management consolidated across all portfolios
• Pre and Post Trade compliance with custom business rules (including ESG)
• Contribution and attribution of performance, customised and in real time
• Order entry and routing integrated with the trading desk, with no break in the chain
• A finance department that monitors without depending on extracts from the portfolio managers

Capabilities deployed

• Unified cockpit for the three regimes: private, collective, insurance
• 13 asset classes covered: equities, rates, credit, funds, derivatives, real estate, ESG
• Insurance module: cash-flow projection, yield curves, prudential monitoring
• Performance module: customised contribution and attribution in real time
• Pre + Post Trade compliance with standard indicators and custom ones (ESG)
• Forward-looking cash management, consolidated
• Order entry within the cockpit, with direct routing to the trading desk
• Finance department equipped with its own monitoring views, on the same data foundation

"Why did I make this decision three years ago?", the question every portfolio manager ends up asking. No one remembers everything.

When an order is placed, Osmoze freezes the entire decision context: positions at that moment, computed exposures, compliance ratios evaluated, custom rules (ESG or other). All of it under the same audit trail as the figures displayed.

Not a total memory, but a safety memory, at your disposal for when the question comes back. Three years later, you can trace back any decision and understand it, exactly, down to the millisecond.